I purchased a Just Call calling card from SpeedyPin.com. I intended to use it to make calls to Mexicali, Mexico. The site stated that the specific rate to landline calls to that city was $.019 per minute. I made several calls and didn't keep exact track of minutes used and balance. I became low on funds and attempted to recharge the card. they told me that since I was a first time user that they would have to contact me within 12 hours to verify my identity. I thought fine, better safe than sorry. I then proceeded to use my remaining $2.44 to place a call to a landline in Mexicali, Mex. The call lasted 32 minutes and 31 seconds, including the time it took for me to enter my PIN and dial the number. At the end of this 32:31 call, I checked my balance again. I had $.68 remaining. A quick calculations told me that I had been charged $.055 per minute or nearly 3 times the stated rate. I then promptly sent them an email telling them to refund my purchase and credit my Paypal account. I will let you know what happens with that. THIS COMPANY IS A FRAUD> STAY AWAY!!