I dialed a wrong number, looking for State Farm. The man who answered told me he was affiliated with State Farm, an answering service, and that, due to the long wait, he was giving me a gift card, which isn't unusual. The only thing was payment for shipping, so I gave it to him. Then he proceeded to try to sell me on other things, which I refused. Then he gave me a direct "State Farm" number which took me to Family Savings Club. He lied and misrepresented himself - CRIMINAL - I had to cancel my card. This is a legitimate company that seems like it is guilty of dishonest practices, based on the other reviews. They need to be brought down somehow. I worked phone sales as a young woman and I never lied about myself or what I was selling. This galls me doubly as a former sales person.