Applied for credit says no credit check up to certain amount,after I gave them my information, they denied me and went as a hard hit on my credit score,I have a good score and a great credit card with enough to actually buy the item but I figured I'd establish credit with them,, but I guess I wasn't good enough,, this is BS why advertise it and dont back up what you offer, Went to another music store and got approved with no problem,,Its there loss,, since then I spent over $3500.00 in lighting equipment,,I notified Zzounds and they said it wasn't them it was my credit card,impossible I called them (card) said my card if fine,,I believe them,, I could of paid for the order 3 times