On 11/2/17 sent payment to an individual named Cora Kennedy for supposed private lender named Kevin Kutnink, Golden Money Loans and Savings Management. He said it was his account manager. This was sent to her needing name and state which is NC only. Transaction number is [protected], fraud case # 1911240. I have contacted and complained and they say its the consumers problem because the transaction was received and went through. Well, of course it did, the person of course picked up the money but that doesn't mean it was a scam and fraudulent practices.. Western Union does not ask for anymore information of the person the money is getting sent to and anyone can get fake ID. I see that they are many complaints and lawsuits addressing this exact thing. People are to transfer money using third party people scamming individuals and Western Union knows and apparently has not changed its practices.