I went to court and sat with mediator and MCM's lawyer. They said set up a payment YOU can afford so you don't miss it. They also said since I am raising my niece with state support that I could write a letter so there would be no interest. MCM has never responded to that letter or 5 others requesting clarity of where/how my money is applied. MCM lied in court as employees calling me said I don't get to decide on payment. What are my legal steps here? User's recommendation: NEVER ANSWER YOU PHONE TO NUMBERS YOU DON'T RECOGNIZE.