Have had loans with heights finance before, still have one in fact. They sent an offer by mail to get some extra money and i went for it..wasn't getting much(for a purpose) and got denied for no reason. I make more than twice as much now as I did when I started with them yet they still wanted to include my mothers social security as miscellaneous income? They did and still turned down the loan. Never missed a payment or used their so called pay the interest scam. Glad i didn't finance a car or something as this was a personal loan nothing attached for them to take. Will pay them off then I am done with them.