I just ran my annual credit report and found that WEBBANK/BML ran a hard inquiry on my credit. When I called the number listed under the details on the inquiry, the number is not good. [protected], This was just done on in April 2012. I know for a fact I have not requested any type of credit. I will follow up with Equifax to have it removed, but this is wrong. Who are these people? Obviously up to no good. If anyone has any helpful information to share, please share. [protected]@yahoo.com