It's been a while I go out. And is not anything than my health. Last two month, i.e. April, I received a call from someone calling from bank that doesn't have named. I asked him from which bank he is calling from he said I shouldn't worry that is my ATM card is with me?, I said yes, he now told me call some things from the card for him which is not possible....ever since then I was unable to check balance and even to transfer. Thanks Henry dasilva