i opened acct made first Pym with my debit card well it bounced they didn tell me that they won't tk debit cards as PMT only acct and rting numbers, and they never let me know pymt bounced but yet showed paid. ibyold them close acct send me statement and i pay bill gt letter saying pay this no statement called said statement their response turned me over for collection on closed by me acct for a late pymt of 40pass on this one so now fun begins c they sold acct i owe them zip and my contract was with them not collections so dispute on User's recommendation: pass on this one their fishonest.