I was told that I didn't have to pay 2 - $2.90 by the customer service she said her supervisor told her that but I wanted to straighten it out because I don't need anything to come back on my credit report this and that I owe her lousy $2.90 to a bank that don't have the proper customer service representative nor do they have the organization to lined it up right you say if you go direct deposit you would it wouldn't be no charge monthly charge or something like that but now I'm getting charged every time I use my car what kind of mess is that no I don't need a bank like you you guys really need to get off the line.