The $120 TruCash (www.trucash.com) gift card I was given by Sapphire Resorts as reward for spending two hours of my time at a timeshare presentation was denied in 3 grocery stores, one warehouse store, and one online shopping at Macy's. FOUR calls to TruCash customer service resulted in a promise it would work if I tried again - DECLINED EACH TIME! User's recommendation: DO NOT WASTE YOUR TIME ATTENDING A SAPPHIRE RESORTS TIMESHARE PRESENTATION!