I paid off my purchase and they won't close my account. Tried calling and customer service is the worst. When I speak to customer service and ask to speak with a supervisor, they won't connect me to a supervisor. Finally one day I actually got a chance to speak to a supervisor and he lied to me. Told me that I still have until December to pay off a card that I paid for purchase and almost $300.00 over the purchase. They told me I have late charges. Lies, they will never get it. Avoid at all cost. I'm still trying to settle this account. Even the website to pay the bill sucks. Customer Service called me today and hung up on me. cost. User's recommendation: Save up your money and buy whatever it is you want. It will be cheaper that using this card.