Well, my mortgage got sold to these people not to long ago. After falling on hard times and now with this corona virus thing keeping me off work, I can tell from all these reviews that there is zero hope of keeping my home. Oh and did you know they will send a man carrying a gun to your door to deliver a message to call them? Yup, a guy wearing a gun belt and gun like a cowboy. And from what I have read about these people, it's not worth even trying to call them. I'm sorry I bought a house at all and at this time, I see no solution except to just walk away from it and rent for the rest of my life. I mean when they send armed men to your door who are not identified as police officers, these assahts are officially the gestapo. This happened just today. Naturally, I'm not going to open my door to an armed man knocking and trying to look in the windows. I'll sign a deed in trust and you can have the house User's recommendation: Run don't walk away from these people.