Beware. Buyer beware. Navitus will switch your maintenance medication coverages frequently without regard to cost increases. This will lead to frustration and changes you have to coordinate with your doctor and pharmacy. The goal for them is to get you to go away. Yes, you or your employer paid them for your insurance coverage. But their tactics will drive you away so they don't honor their obligation to you as the insured party. Beware. Buyer beware. User's recommendation: Stay away. Do not use this company.