I bought a mobile home (brand new) in 1999. it was my first time having anything financed. everything started out fine until one of the walls started cracking. I called greentree/conseco whatever the *** their names are and told them about the problem. they sent out a guy who did nothing. I lost my job in 2003 and got a divorce in 2004. that is when all the phone calls started. There is one representative (*** Julie) i will never forget, she was soooo rude. I guess they make so much money harassin the *** out of people they never get behind on bills, such a perfect life! By the way i paid alot of money on that home and still lost it.