Have taken out a 5,000 loan in 2016 with a couple of redraws of around 1k. Now 4 years later - Im still paying it and the balance is still 4,700. On top of the big balance I started from of $7k - I also pay re-calculated interest every two weeks. From 142 I pay fortnightly, only $50 goes to the loan. And just recently during the Corona virus they found another way to over charge me. They told me I asked to skip a payment and jacked the loan from 4600 to over 4700. These crooks really bring out the worst in me. DO NOT ANY WAY TAKE OUT A LOAN WITH THEM User's recommendation: Stay far away from these crooks.