Was out of work from June 21St, til present. I'm expected to be out of work atleast another 8 weeks..... Come home today to find I have no electricity, no money to pay bills. What's the point of paying for insurance, when it doesn't work when it needs to? They really need to fix that. I've been waiting almost 2 months for my first payment. By then, electricity and phones start to get cut off. Not to mention, no gas in the car, no money for Co payments for Dr visits. Nothing. What kind of STD company is this?