I called them and spoke to Brit and ask him if permissable use was added to my insurance policey and of course ITS NOT. And i also ask if my teenage driver that only has a LEARNERS PERMIT has to be added to my insurance policey to drive and HE SAID YES THEY HAVE TO BE ADDED. Which is a crock of BS cuz its gonna make my insurance go SKY HIGH. IM THINKING ABOUT CHANGING INSURANCE COMPANIES ASAP!