I totally agree with every bad review here. A few good leads to begin with and then really obviously bad and old leads are all you get after that. They refuse to credit, try to blame it on you, will not cooperate when you try to reach someone that could do anything about it. DON'T WASTE YOUR TIME OR MONEY. They will not do anything about your complaints and are extremely RUDE. I even sent emails with the long lists and reasons for each credit I was asking for. There were leads that were old, never requested, filling out PCH forms, or for a different insurance than what was in our profile. Believe me, every complaint you see here is TRUE>