SLS acquired Equity Line Mortgage from Bank of America late 2019. I advised SLS of 2014-Bankruptcy and 2018 BR-Discharge in Oct 2019 and subsequent months follow-ing. SLS is still currently reporting late / passed due payment's. The irony is the property was Quick Claim Deeded, re-habed, and is Tenant occupied. New Owner paid back taxes and offered to pay Balance owed at time of exchange $35k. Owner has filed paper work twice to resolve debt. SLS refused, wanting $50k which I believe is interest and late fees. SLS sent me papers recently requesting $38k from me to resolve debt. This negative reporting has barred me from Refinancing my present mortgage as well as decreased my FICO score. I responded to a letter from SLS Attorney in March 2020 advising all above info. Needless to say this matter is now in the hands of an Attorney. User's recommendation: Wile I didn't enter into Contract with SLS I strongly advise to have an Attorney to review all Documents or Contracts before dealing with Specialized Loan Servicing.