I feel that homewardfunding scammed me out of $495.00, paid for a home inspection, so I could refinance with them. Now they said that it could take up 6 month before they could refinance me, and if I wanted to refinance in 6 months that I would have to pay another $495.00. My credit is good and my house came at a higher amount then I thought that it would. I told homewardfunding to refund my money, and in 6 months, if I wanted to refinance with them, I would think about it. They couldn't refund my money because they paid it to a third party. I told them that I paid the money to homewardfunding, not a third party, so they're responsible for the refund. I told homewardfunding that I would complain to Ocwen for referring homewardfunding to me.