Suzanne Jennings regularly sends me home based business opprotunities to my E-mail address the latest was Online Business Systems. I sent $9.95 for the no cost training package, ($9.95 was supposedly for shipping and handling) then a woman named Denice called and asked a few questions and set a phone appointment time to talk to Anita Osburn, and she asked if I ever had an online business. Fed Ex delivers as I'm talking to Anita, (it was supposed to get here before her call)The night before I had been to the website and did the so called training and filled out a list of goals.This was exactly what the "training package" had, word for word and the dvd was exactly what I saw and heard at the website. So that was a lie, then in this phone appointment the exact same thing again except she put her own twist to it. Then she comes to me listening to an Anthony, and I find out it is selling Herbal Life and it would cost me $199.00 and that would include products that I didn't need or want. So, I declined and I was told if I sent back the "training package" with the cover letter from Anita without any marks or anything else and I wrote her name on the outside of the envelope it was sent in I wouldn't be charged the additional $39.95, I sent it back in 2 days but was still charged the $39.95. I've called her [protected] and no response except I got an Email saying here are the return instructions I requested. I got those the day I declined and I got them from her. They expect you to write in the booklet before you go to the website or get the call from Anita Osburn then you get charged the $39.95 because it cant be marked at all when you return it. "zigshomebiz.com" is somehow affilliated also with her, and or them SCAM< SCAM< SCAM!!!