Every time they called like today 9-2-2010 i told them that the credit card took out insurance and I am useing it since i became disabled 2002 We conitec to pay for this insurance until 2005 When the company stop the auto withdraws and there was no contact from them when we called they said it was sold. Now a $800 bill comes to $15, 000.00 today but they can settle for half that when i am still disabled and we have the insurance to pay for it but it just frozen the account for a while before they sold it. I am waiting for them to take us to court becuse its all fraud and harraments and i keep telling them to stop calling us. Stop calling us.. Do not call us...but they called again today.