This thing is a license to steal. Do AARP and auto insurance companies split the profits? If I sold a course and it had information like water is wet so you could certify to another entity you know this for a 'discount' (lowering the gouging that shouldn't be charged in the first place) I would be arrested for running a scam. AARP gets a commercial praising themselves GTFOH!! User's recommendation: Avoid at all costs!!!