My name is Matt Sapaula. I lost my Life, Series 6, 63 & 26. Here take a look if you do not believe me. brokercheck.finra.org/individual/summary/310**** After I got fired from World Financial Group (WFG), I joined People Helping People or PHP. This is your typical, run of the mill PYRAMID SCHEME. I started by recruiting my family, friends, neighbors and tried to recruit people from WFG. If I don't recruit, I do not make any money. Then I had to sell them overly priced life insurance products just to make any money. The company only has life products, which are overrated and overpriced. My recommendation...STAY AWAY FROM THIS COMPANY. They will hound you until you block them. They will attack you if you say no. This is the biggest scam company I have ever been apart of. They will make you sell to your friends, family and neighbors, even if it is not suitable for them.