We applied for a loan and we were told that we had some bad things on my credit report and that if we cleared that up we would have a better chance of getting the loan. When I went ahead and paid a $2350 collection off we were still denied a loan. The loan officer gave us *** advice because she should have told us the whole truth that clearing that up still did not get us a loan. she had my credit report and knew that I would not qualify even doing what she said! HELP!! what and still misinfo me User's recommendation: Do not trust the bank loan people, they misinform you!!!