Do not trust any "deal" a Palmera salesman offers you. I was offered a deal of paying $1000 and then Palmera would "take my paid for Spinaker timeshare" and I would get 2 weeks of vacation at Palmera. What they did was send me a mortgage for $11,000+. When I called to verify what I had been told they said I signed the paperwork. How I let that happen I can't tell you. It was rushed through though.Do not do business In SC if a document is signed based on deceit it isn't valid. They will not get a dime out of me. But just don't deal with these people. The units aren't attractive. They look like drab business apartments meant for lowly employees. User's recommendation: Make sure you know what you are signing and discount anything the salesman says.