At Homeland Estate & Financial Services, from the moment I first met ******* ***** and his wife ****, the experience was nothing short of wonderful. Because, ***** & **** make you feel like family. Someone who actually cares about me and my family. Very Professional, and extremely knowledgeable. ***** was able to look over some older life insurance policies I owned. Previously I had been given some advice regarding the policies, and I was not sure it was correct or even the best advice for myself or my family, So I went and spoke with Mr *****. Sure enough, the advice I had been given was actually incorrect, and would have had some negative tax consequences. ***** listened to where I had been, where I was currently financially, and what I needed going forward. They looked at: Current & immediate needs for family (example-Daughters education needs (Within 6 months), as well as my future needs-Retirement Goals, etc...******* ***** was able to advice me correctly, and save me from a huge Tax liability, had I listened to original advice I had been given. I really appreciated the time and advice ***** gave me, which ultimately saved me and my family money. I am truly blessed to know them.