These people are causing my credit score to get lower and lower they keep reporting that my payments are late and I never had a payment arrangement. When I look at the information on my credit report there is a non-working number 188********, all I need is for them to take this money and get out of my life! Every week they are posting that my payments are late and that is not true I don't know what to do if any other debt company can find who owes them why can't they. I never knew anything about them until now and it says they bought the debt from someone else which I never received paperwork stating that information when the company they bought the debt from has my updated information because I was trying to pay them biweekly but they wanted it all in one payment and by the time I get all the money to pay they sold it to these folks, so now I got two people haunting my credit for the next 10 years this is a mess!