A few months ago, I inquired about a payday loan. I did not like the terms, so I never completed the loan. I began receiving call from Indian sounding mane stating they are from this companies legal dept. and that there has been a federal lawsuit filed against me for not repaying a loan. When I them I never received a loan and could they please provide me with proof that I got this loan, they began to speak very fast saying i would lokse my job, my wife and kids and that I would have to go to federal court for a $350 loan I never received. What should I do. I tried to call back and got thatthe number was a non-working number. I have my bank records that show no deposits from them, infact no deposits for that amount. You can e-mail me at [protected]@aol.com. Thanks