They are what nightmares are made of. Endless sleepless nights trying to deal with Ditech. I dont know what else to do but sell my beloved home because of their actions. They have changed my interest rate on my fixed locked in interest rate and keep adding charges and doubling, trippling my payment. I have been in my home for 20 years. Every since they took over financing Ive been through pure *** Anxiety, depression.Sad I can not live in peace ....because of Ditech