My mortgage has gone from nation star, to Mr. Cooper, now to select portfolio servicing I was in the process with Nation star to modify my mortgage because of student loan garnishment, then I was notified that Mr. Cooper would be taking over my mortgage, they told me I had to reapply with them so I did that, then I get a letter stating that my mortgage is now at select portfolio servicing and they told me I would have to reapply for my modification with them nation star to modify my mortgage because of student loan garnishment, then I was notified that Mr. Cooper would be taking over my mortgage, they told me I had to reapply with them so I did that, then I get a letter stating that my mortgage is now at select portfolio servicing and they told me I would have to reapply for my modification with them ! So I’ve done that it took 10 months for select portfolio services to stop losing my documents, to get their fax machine is working correctly, and to tell me I was missing questions on documents that I had to fill out, 10 months back and forth they lost my W-2s at some point, God knows where those are they’re probably floating around somewhere, all of this and in the end the only thing select portfolio services was willing to do for me was add $300 to my current mortgage so I didn’t fall behind I was missing questions on documents that I had to fill out, 10 months back and forth they lost my W-2s at some point, God knows where those are they’re probably floating around somewhere, all of this and in the end the only thing select portfolio services was willing to do for me was add $300 to my current mortgage so I didn’t fall behind ? Another words pay ahead so if I was going to miss a payment they would already have my money ! No other option was given to me there has to be some kind of fraud here