In 2019 I had my checking account hacked. I worked with the bank and closed the account. Then opened a new account. Unfortunately 1 check to Walmart did not clear before the change as a result but the check cleared. Well Walmart does not handle their bounced checks anymore. When I found out about the bad check I corrected it. Since then every check I write that goes through telecheck gets declined. They say not enough history to approve it. When called they told me to keep writing checks so they can get a history.