I took out a policy with be wiser for 540 for the year in September 2013 I'm 30 years old no convictions or points on my licence I moved house and was told my new policy would be 300 pound more expensive bringing it to just under 900 pounds when I asked them why it was so high they told me that's what it is, so when I found a cheaper quote elsewhere I was happy thinking that I had save some money then be wiser told me that if I was to cancel I would have to pay them 300 pounds to finish a policy that now costs so much I that I can't cancel it or go else where will have to stay with them for another year, will never use them again I wish I could tell everyone all the other bits that they have done to me but don't have enough time just don't use them they are a proper rip off