Replied to radio ad to get a quote on term life insurance. Agent said I would get a good rate based upon my history. Did the medical exam and then waited and waited. Had ot do many follow-up calls and e-maisl to finally after over 5 months being told they would not provide me a quote as my history of angioplasty made me uninsurable. Insuarance agrent I talked with should have known this and not wasted my time. While this occurred I turned 56 and that also puts me in a higher bracket. The misleading statements by Accuquote now will result in a higher premium due to my age when I get a quote form a reputable insurance agent. Do not trust what they tell you on the phone!