While applying for credit card customer service & advertising for deem will mention it give 3% cash back on all spend but they give 2% for 1st & 2nd month after 3rd month they start fooling customers by giving 1% cash back Deem should improve fast service to update amount use & update out standing balance & payment atm machine type is to old style Soon i will chance my credit card & advise people go for better bank credit card Thanks