Since my last quicken purchase, Quicken has gone to an annual subscription. Just make more money. We have them hooked. I will not renew, and I can use it the way it is as I paid for it. However, now they take over about 1/3 of my application with large advertising banner on top with a renew button and a huge window on the side of the screen advertising the "benefits" of renewal. I want them to remove the ad. I will not renew. r User's recommendation: Stay away from Quicken.