I can't transfer my money to other accounts... No otp will be sent to me... If it eventually comes maybe hours after the last prompt.. and otp will be invalid at the time.. my cash is just stuck in the opay account and can't serve the purpose I got opay for.. very disappointed.. when I'm trying to transfer my money back to account, a pin will be required to complete the transaction.. A pin that was never given to me or created by me.. how do I input a pin that I did not create and wasn't sent to me by the the app User's recommendation: I'm not satisfied with the services right now.