Varo bank is a disgrace and horrible dispute department , then failure to give reverse the fraud charges to my account today without explanation. They had to close my account out today without any explanation their guidelines as a business had used ZELLA a fraudster the bottom line Varo is a phony bank and garbage. Now I have to wait for my check they should have notified me properly a inconvenience. User's recommendation: DO NOT USED VARO IS A HORRIBLE BANK GOING OUT BUSINESS.