I would not have taken my current job had I realized how terrible the insurance coverage is. I pay over 15K a year for a family plan that seems to cover nothing. Prescriptions are now included in deductible so medications that cost $25 under my previous coverage are $750 a month under BCBS of SC. I can either take my meds or feed my family. Avoid this god awful company like the plague if you can, they cover nothing, require "pre-authorization" for everything, provide junk coverage and just take your money. This company is a perfect example of everything that is wrong with health insurance in the USA. Rip off artists selling junk coverage and providing no benefits, all for the wonderfully low price of over twenty thousand dollars a year once the "deductible" is factored in.