I received a fraudulent charge on my CC, never signed up for anything nor have I ever signed up for a club like this, I know how they work. I went through my Visa card fraud protection and they refunded the charge and I thought that I was finished with them but then I received another shipment. This time it had a 920 number that I could actually get a human on the other end. I am frustrated that they did not close the account when they should have and now I have more hassle to go through to close the account. I am wondering if anyone has started a class-action lawsuit for this? It seems like there should be one since there are no other avenues to help consumers and it is our word against theirs. Because many join without understanding the terms the real fraud cases get the same mistreatment. May have to move the family back to Finland if this is the kind of place America is becoming!