My wife was slow in getting payment to Boscos. Never happen before that I can remember on any account. Credit rating in the 800's. Because of the late payment on a bill of 21.60 Boscos billed another 21.60 and a dollar interest. My wife not understanding the new bill because she paid the 21.60 paid the dollar in interest. Our next bill was 45.00. they billed the first 21.60 late fee and double it again. Explaining the issue to customer service was no help. We paid 45.00 and cancelled the card.No recommendations if you go to the store use a different card or better yet don;t go to the store User's recommendation: Recommend you avoid the store there are many more customer friendly ones available.