For starters, everytime we actually could vacation they kept us in these owner meetings for hours, just giving us fluffy stories and why we should upgrade. Basically making you think you were crazy to not take it! Failing to tell you as you rack up this debt, if something happens to you, or when, your family takes this burden on whether they want to or not.They dont have a choice. This would cripple our daughter. They dont care about the families or the people. Real human beings with lives and responsibilities, they only care about money. They see each person as a dollar sign. We have been trying to get out of this for far too long. We are going to stand up for whats right. We will fight this. Once you are involved, it is like a poison there is no cure for. We cant believe we we were manipulated like this. areYou know not sweright.