A little over a month ago I had a pipe bust in between the upstairs restroom and a downstairs bedroom ( nothing that any of us could have foreseen or stopped) and it caused a significant amount of damage to the restroom and inner part (referring to the crawl space) of the ceiling not to mention the massive amount of damage it caused to my sons room destroying everything not to mention mold and mildew forming a major health risk for my son who no longer can even stay in our home because of the damage caused...I have a restroom that can’t be used everything my son owned was destroyed or was deemed at risk due to mold and had to be desposed of and when the adjuster was spoken to they claim that only weather damage is covered well I had a monsoon in my house then that caused a waterfall to cascade from the ceiling of my sons bedroom at 2:30 in the morning damaging his wood floors that were original to my home you can’t buy floors like these not to mention everything he owned we are talking in the upwards of about $15,000 to $20,000 worth of electronics plus including his furniture and priceless items that were given to him by his late grandfather who recently passed away and all I get after paying on time never late for 12 yrs is a we only cover weather damage what is the point in having homeowners insurance if it doesn’t cover your home?