I applied for a small equity loan with a house with 100% equity, but got denied, because of my schedule earnings were to low due to deductions. Didn't pay it any mind because this was a no risk loan and there was plenty of banks to approve my loan, but when I found out from a another business owner who had a negative on his schedule c and still got his loan, it makes me wonder why I was denied on a no risk loan? Discrimination? I don't know?