I did a 120 day same as cash...put down $99 then $106.13 a month. by auto pay...the last payment they were suppose to pay the balance, $60? Nobody contact me....I could not get on the website....even with help from corporate, they have problems. Went to American Signature Furniture where I bought my table for an accounting of my account....now they tell me I owe $1294.? WHAT.....I have been trying to get a hold of these people for weeks and now they tell me it was my fault....NO IT IS A SCAM.....O ND User's recommendation: THIS IS A SCAM....DO NOT SIGN UP FOR THIS....I am working with the state of Fla Consumer on this.