TO WHOM IT MAY CONCERN TODAY I SPOKE WITH A REPRESENTATIVE (JULIE) WHO ADVISED ME THAT MY MORTGAGE HAS MATURED AND THAT I STILL OWE $ 8800.00 BECAUSE OF LATE PAYMENTS, MY ISSUE WITH HER STATEMENT IS THAT YOU HAVE BEEN TAKING MONTHLY PAYMENTS FROM MY BANK FAITHFULLY THE MONEY IS ALWAY THERE AND I WOULD LIKE THIS MATTER INVESTIGATED AND RESOLVED THERE IS NO FAULT FROM MYSELF ON LATE PAYMENTS, MY RECORDS SHOW THAT (YOU) BAYVIEW HAVE WITHDRAW PAYMENTS 2-3 DAYS AFTER THE DUE, YOUR REP. APPEARED TO ONLY GIVE THE ADVICE OF WRITING THIS LETTER ,GET ANOTHER LOAN,OR PAY THE $8800.00. PLEASE LOOK INTO MY COMPLAINT FOR LOAN #0001xxxxx4,THE ADDITION OF THE $8800.00 IS UNJUSTIED..........A CONCERNED CLIENT......WALTER W. LOVE;9550 PREST,;PH#-587-xxxx...EMAIL/ybabtlaw@ User's recommendation: No problems to you see the light at the end of the tunnel and then all of a sudden it gets dark again my payments were deducted right out of my bank account which means I'm never late but I did charge for late payments.