I used my Discount Tire card to buy tires and rims for my truck. Both the rims and tires were on back order, so I had them paid off before they were supposed to be in. They never came so I canceled my order. I called Synchrony to have them put the money back on my card. They claim they do not have a way to do that, that they can only send me a check. If they can take payments over the phone, or internet, they can reverse the charges and give me my money back.