Good Morning, I am a loyal TJ MAXX, HOME GOODS and Marshalls shopper! I love your bargains and could make a career out of shopping in your stores. The new practice you have of the employees asking if you would like to open a charge is very annoying! It is like hearing a used car sales man try to sell you a car. Please stop this. Some of your employees are so obsessed with this that it takes the sale longer as they keep persisting. Again, I love your stores but would like you to stop the pressing to have a credit card for your stores to stop! I have one and got it because you promoted it over the stores speakers. Thank You, Lynn Vanderbeek, [protected], Email: [protected]@aol.com