I've had my truck with Ford for 4 year, always made my months payments. Wife took advantage of the 3 month extension via the Ford Phone APP - extension was Approved . 3 months later Truck was repossessed stating Approval was not completed on their end and was not showing up in the system. They said I have to Find new Financing with another company. Seriously idiots - flawless account and I make over $400, 000 - Idiots look kids- drop out of school Ford Credit will Hire you as a Manager.